Which Hospitals are in the Network of Your Arlington Texas Group Health Insurance Plan

This is the third post to help answer the one question that we get asked most frequently from employers and employees in Dallas Fort Worth, Texas area: 

"Which hospitals are in my Arlington Texas group health insurance plan's network? " 

This is a very important factor in selecting an Arlington group health insurance company, because the rates are much higher and the annual deductibles if an employee must go to an out of network hospital.  As an example, a company that offers a group plan with a $1,500 employee deductible plan is very commonplace in the Dallas area.  For most plans, that means that the family deductible is $4,500.  But for many Arlington Texas group health insurance plans, the "out of network" deductible would be three times that amount, or $4,500 or $13,500 for indivdiual or family.  Also, any medical care would be billed at the much higher out of network rate.

Most group health insurance carriers in Arlington, Texas use a preferred provider network  (PPO), which then contracts with indivdual doctors and hospitals in the area.  As shown in the above example, going to a hospital that is "in the PPO network" could save an Arlington employee's family tens of thousands of dollars in expenses vs. going to an out of network provider.

The problem is taht each group health insurance company has its printed and online directory of hospitals that are in their PPO network.  But there isn't any one place that we know of where Arlington employees or employers can see which  hospitals that every major group health insurance company accepts in their PPO network.  

In an emergency, this information could save a company's employees several thousand dollars.  And at renewal time, when a company decides when to change group health insurance carriers, this information can even assist employers decide whether to change companies. 

Selecting your Arlignton company's group health insurance carrier solely on the basis of who has the lowest group health insurance rates in Arlington, Texas could get your company in trouble and could cause poor morale. 

Let's say for example, that your company's Arlington group health insurance broker has recommended that your company consider a health insurance plan for your company simply because it offers very affordable group health insurance quotes in Arlington, Texas

But if your Arlington group health insurance agency does not advise you which hospitals are in the recommended carrier's network, this could lead to your selecting a carrier with only a few, distant, or only undesirable hospitals for your employees to visit. 

And if employees as a result had to visit better or closer hospitals that were not in the insurance plan's network, employees could suffer the big financial penalty of out of network rates.

So as a community service and for the convenience of our Dallas group health insurance clients we will post from time to time an unauthorized list of the preferred "in-network hospitals" for many of the most popular group insurance plans in various communities around Dallas Fort Worth, Texas. 

This list is unofficial and is based on the information that we obtained from the group health insurance company websites themselves, but it is subject to change without notice, so we take no responsibility for this information. 

But it is as accurate a list as is available in the community.  Individuals are urged to check with their insurance plan or their local hospital to confirm this list prior to seeking care.  The phone number and address of every general hospital is listed for convenience, so call first to confirm.

This weeks post focuses on Arlington, Texas and we are listing which PPO currently accepts each hospital in network:

  1. Arlington Memorial Hospital, 800 W. Randol Mill Rd., Arlington, TX 76012, (817) 548-6100. 
    1. Aetna
    2. Beech Street
    3. Blue Cross Blue Shield of Texas
    4. Great West
    5. PHCS
    6. Unicare
    7. United Healthcare
  2. Medical Center of Arlington, 331 Matlock Rd., Arlington, TX 76015, (817) 465-3241.
    1. Aetna
    2. Beech Street
    3. Great West
    4. PHCS
    5. United Healthcare
  3. USMD Surgical Hospital of Arlington LP, 801 West I-20, Arlington, TX 76017, (817-472-3000. 
    1. Aetna
    2. Beech Street
    3. Blue Cross Blue Shield of Texas
    4. Great West
    5. PHCS
    6. Unicare
    7. United Healthcare
  4.  Kindred Hospital Arlington,   1000 N. Cooper St., Arlington, TX 76011, (817) 548-3000.
    1. Beech Street
    2. Great West
    3. Unicare
    4. United Healthcare

If your Arlington group health insurance plan utilizes another PPO other than the above, please let us know so we can update the above listing.

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